Quote:

---

Originally posted by JEWELSTAITEFAN:
News reported that flooding in WI has damaged 1,100 homes - 25% of which were uninsured.

---

Quote:

---

Originally posted by 6IXSTRINGJACK:

Quote:

---

Originally posted by JEWELSTAITEFAN:
News reported that flooding in WI has damaged 1,100 homes - 25% of which were uninsured.

---

Oh shit... that's not cool man.


I wonder how many thought they were insured, because they pay for homeowners insurance, but didn't realize that flood insurance is a separate thing.

I can't imagine that those who aren't in a floodplain are let in on that little secret by their insurance provider(s) that just saved millions upon millions of dollars by dodging that bullet.

Do Right, Be Right. :)

---

Quote:

---

Originally posted by JEWELSTAITEFAN:

Not living in a flood zone is where it is cheap. It's those that are in the Flood Zones where things get complicated, at least in WI. Some are not allowed to get Flood Insurance, some are required to, etc.

---

Quote:

---

Originally posted by SIGNYM:
Insurance or not, nothing can replace the topsoil when it's been scoured by the flood

---

Quote:

---

Originally posted by SIGNYM:
Topsoil erosion

https://www.motherjones.com/environment/2019/03/the-hidden-catastrophe
-of-the-midwests-floods/

---

Quote:

---

Originally posted by JEWELSTAITEFAN:

Quote:

---

Originally posted by SIGNYM:
Insurance or not, nothing can replace the topsoil when it's been scoured by the flood

---

I didn't know that was a problem in this case.

I kept seeing the term Areal Flooding in the reports and Predictions, here in WI.

Much of the flooding was caused by frozen ground, so with sudden rapid melt of extra snow, nothing could soak in. Usually ground frost thaws from the bottom up, so topsoil would be the last to unfreeze. Perhaps I'm wrong on this, haven't kept up.

Engineered or Designated Flood Plains, Reservoirs, and such are overflow areas, allowing excessive water quantities to collect, stagnate, pool, and not really have raging flow - specifically to ameliorate such raging River devastation. These areas normally collect such sediment and topsoil, do they not? They recede or drain at a much slower pace.

Without a raging flow, I was under the impression that snowmelt flooding was not a culprit of topsoil erosion, except near and adjacent to rivers, where flora has the quickest bounceback anyhow.
I expect that unfrosted torrential downpours would be that culprit.
Which States or areas are flooding from rapid snowmelt on frozen ground, and which are from heavy rains? I have not been paying enough attention to that.


All of the houses and streets, entire neighborhoods condemned in Green Bay along the East River were from this rapid snowmelt on frozen ground, that I know of. The banks overflowed for only a day or so, and the overwhelmed stormsewer eventually drained it all away. Fond Du Lac was also hit the same. These are both northward flowing rivers, to the Great Lakes.

---