REAL WORLD EVENT DISCUSSIONS

Browncoat $411 - save thousands, refinance

POSTED BY: PIZMOBEACH
UPDATED: Monday, March 23, 2009 05:38
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VIEWED: 322
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Monday, March 23, 2009 5:38 AM

PIZMOBEACH

... fully loaded, safety off...


Silver lining to the recent "downturn" - mortgage rates are VERY low right now and may be heading lower. If you have a mortgage with more than 15 years left I strongly suggest you call up your lender and ask about refinancing. You may also be able to apply and get 60 days before closing to take another rate if they keep going lower.

There are fees for applying and you will get stung by some stuff (more upfront costs) but run the numbers - whatever you save each month will be times 180 payments (minimal) for the 15 years of the mortgage - that's $18,000 if you save $100 a month.

Disclaimer: I AM NOT A FINANCIAL ADVISOR - CALL YOUR LENDER AND DO THE MATH - YOUR MILEAGE MAY VARY

Think of it as your own personal bailout.

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