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In Pennsylvania, the Cost of the American Dream Is Out of Reach
Friday, May 24, 2024 9:46 PM
6IXSTRINGJACK
Quote:The American Dream in Pennsylvania has a price tag: $230,464. That’s the cost for a family of four to live “comfortably” in The Keystone State. The tally is based on the “50/30/20 Rule,” which holds that half of a household’s income should be spent on housing and necessities, a third on nonessentials like eating out and entertainment, and the rest on savings and debt. Here’s the problem: the average household income in Pennsylvania is $100,837, which falls short of the American Dream sticker price by more than a factor of two. In fact, only 10% of Pennsylvania households have an income that exceeds $200,000. Nine out of ten are nowhere close to living comfortably, according to the standards of financial planners. To get by, Pennsylvanians are pulling out all the stops. Cohabitation has skyrocketed. Children and grandchildren of Baby Boomers are moving in with their parents to serve as caregivers in exchange for rent-free living and dipping into their elders’ retirement savings. Culturally, moving back in with your parents in your mid-forties has never been part of the American Dream. Pennsylvania credit card debt is at an all-time high. Nearly 10% of accounts are delinquent. For many, credit cards serve as temporary supplemental income. The number of beneficiaries of SNAP federal food benefits has grown 75% despite flat population growth in the Commonwealth. With unemployment at record lows, more Pennsylvanians than ever need help paying for groceries. With homeownership out of reach, nearly nine renters compete for each available apartment unit throughout the state. Pennsylvania rental rates are growing faster than the national average, especially in tertiary markets like Scranton and Reading. It is no surprise why Pennsylvania lottery jackpots and gaming revenues have never been higher. Our luck has to change somewhere, right?
Saturday, May 25, 2024 1:14 AM
SECOND
The Joss Whedon script for Serenity, where Wash lives, is Serenity-190pages.pdf at https://www.mediafire.com/two
Quote:Originally posted by 6ixStringJack: Quote:The American Dream in Pennsylvania has a price tag: $230,464. That’s the cost for a family of four to live “comfortably” in The Keystone State. Fuck Democrats. Fuck Joe Biden*. November is going to be a landslide victory for Trump. Tick Tock.
Quote:The American Dream in Pennsylvania has a price tag: $230,464. That’s the cost for a family of four to live “comfortably” in The Keystone State.
Saturday, May 25, 2024 8:31 AM
Quote:Originally posted by second: Quote:Originally posted by 6ixStringJack: Quote:The American Dream in Pennsylvania has a price tag: $230,464. That’s the cost for a family of four to live “comfortably” in The Keystone State. Fuck Democrats. Fuck Joe Biden*. November is going to be a landslide victory for Trump. Tick Tock. How does Trump increase income to $230,464 for this hypothetical family? Alternatively, how does Trump lower the "comfortable" price to match their existing income? I'm curious about where Trump gets either the money or the price-setting powers to do one or the other. The Joss Whedon script for Serenity, where Wash lives, is Serenity-190pages.pdf at https://www.mediafire.com/two
Saturday, May 25, 2024 8:52 AM
Quote:Originally posted by 6ixStringJack: Nobody should have to increase their income. This is the unaffordably crisis that will be Joe Biden*'s legacy.
Quote:nearly nine renters compete for each available apartment unit throughout the state. Pennsylvania rental rates are growing faster than the national average, especially in tertiary markets like Scranton and Reading.
Saturday, May 25, 2024 9:10 AM
Quote:Originally posted by second: Quote:Originally posted by 6ixStringJack: Nobody should have to increase their income. This is the unaffordably crisis that will be Joe Biden*'s legacy. What can a President do about this from the article? Quote:nearly nine renters compete for each available apartment unit throughout the state. Pennsylvania rental rates are growing faster than the national average, especially in tertiary markets like Scranton and Reading.Could the President build apartments so that there was at least one vacancy for every family? No. Presidents can't do that. At one time the military built living spaces for soldiers and their families, but the government stopped doing that because Congress didn't want to compete with local apartment owners who felt they deserved to get wealthy by taking all the soldiers' pay. Now Congress wants the pre-existing rich real estate owners to get even richer by limiting the construction of new real estate. The Joss Whedon script for Serenity, where Wash lives, is Serenity-190pages.pdf at https://www.mediafire.com/two
Saturday, May 25, 2024 9:30 AM
Quote:Originally posted by 6ixStringJack: How many fucking criminal illegal invaders has Biden sent to Pennsylvania? We don't have less houses and apartments than we had in 2020 and it wasn't a problem back then. But despite the birth rate going negative in America, we've got a fuck-ton more people here than we had 4 years ago.
Saturday, May 25, 2024 10:08 AM
Quote:Originally posted by second: Quote:Originally posted by 6ixStringJack: How many fucking criminal illegal invaders has Biden sent to Pennsylvania? We don't have less houses and apartments than we had in 2020 and it wasn't a problem back then. But despite the birth rate going negative in America, we've got a fuck-ton more people here than we had 4 years ago.6ix, President Trump does NOT have the power to kill these people, or jail them (no jail space was built with money from Congress), or send them back to their origins without a trial (no money for more judges and trials from Congress), to keep down the population. At least not until Congress gives the President the power and money you think he has. Same with building new apartments. Congress has not given the President the power or the money to build new apartments. That is because the owners of old apartments do not want new apartments built. The Joss Whedon script for Serenity, where Wash lives, is Serenity-190pages.pdf at https://www.mediafire.com/two
Saturday, May 25, 2024 11:10 AM
Quote:Originally posted by 6ixStringJack: I'm not even having that argument with you, dummy. Right now, with less than 6 months before the election, it's all about perception and emotion for voters. People feel fucked today by Joe Biden* and everything that he and Democrats have done. I'm talking REAL people. Working class people. Many of them minorities that have been taken for granted and abused by the Democrat party for over half a century.
Saturday, May 25, 2024 11:52 AM
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