REAL WORLD EVENT DISCUSSIONS

Business does it better? Yah, sure.

POSTED BY: SIGNYM
UPDATED: Monday, May 18, 2009 16:11
SHORT URL:
VIEWED: 4638
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Thursday, May 14, 2009 3:10 PM

SIGNYM

I believe in solving problems, not sharing them.


We keep hearing that government is inept and wasteful. And yet, even business doens't seem to think so. In health insurance...
Quote:

The House plan does include a government insurance program to compete with private companies. It would be financed by premium payments, not taxpayer dollars. Insurers are strongly opposed to a government-sponsored plan, saying it would drive them out of business. Democrats say a public plan would help everybody by injecting competition into a health care market that in many areas is dominated by a handful of major insurers.
If health insurances are so damn efficient, why are they so afraid?



----------------------
We should have strapped him into a glider, filled it nose heavy w/ explosives, and dropped his Allah lovin' ass into a large, empty field. After which, release wild boars into the area so they could make good use of his remains. Now THAT's justice.- rappy

Yeah, that's what Sheikh Issa said. Seems you both have a lot in common.- signy


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Thursday, May 14, 2009 3:18 PM

AURAPTOR

America loves a winner!


Delta is ready when you are, comrade.




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Thursday, May 14, 2009 3:37 PM

RUE

I have a vote and I'm not afraid to use it!


http://www.cnn.com/2009/POLITICS/05/14/munnell.social.security/index.h
tml


(CNN) -- The nation's financial and economic crisis provided a stress test for the nation's public and private retirement system.

The 2009 Social Security Trustees report released Tuesday provides a basis for assessing how each held up. On the one hand, assets in 401(k) accounts -- which are predominantly in stocks -- have declined in value by about a third, employers are suspending matching contributions, and millions of unemployed workers have seen their retirement savings efforts disrupted.

On the other hand, the Social Security Administration continues to send out monthly checks to 35 million retirees and their spouses, 9 million disabled workers and their families, and 6 million families whose breadwinner has died. In other words, the government system has proved to be much less fragile than the private system of retirement savings.



***************************************************************

Silence is consent.

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Thursday, May 14, 2009 3:38 PM

RUE

I have a vote and I'm not afraid to use it!


BTW Rap

I suspect a lot of people have noticed you have nothing of substance to post.

***************************************************************

Silence is consent.

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Thursday, May 14, 2009 4:16 PM

AURAPTOR

America loves a winner!


Quote:

Originally posted by rue:
BTW Rap

I suspect a lot of people have noticed you have nothing of substance to post.

***************************************************************

Silence is consent.



Always have substance, just not as much by way of volume lately, as I've been working a lot. Thanks for your concern though.




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Thursday, May 14, 2009 4:39 PM

OUT2THEBLACK


http://www.opednews.com/articles/Social-Security-and-Medica-by-Mary-Ma
cElveen-090513-806.html


'...How many of those facing retirement or are presently retired feel as if their heads are now under water where they are now being tortured? The answer to that question is millions-upon-millions of Americans who for once would like a little protection as they live their daily lives. Who is screaming out on behalf of millions of Americans detained and yes being tortured by the economic failings of this government?


Why do I have this lingering feeling in reading this depressing news article, it was the grand design all along by the rich and the powerful? My gut tells me the grand design was to put millions of Americans out of work and offer no assistance for those hard working Americans as they face their golden years. The class system at its finest. We have and you don’t. Where is Mulder and Scully to get to the bottom of this? In the “X-Files” show, they always said, “The truth is out there”, yet it is hidden away from all 300 million Americans.'


The following editorial appeared in Thursday's Washington Post:

'...You'd have to have been living under a rock to be surprised by this week's news from the Social Security and Medicare trustees that the programs are in trouble. In a nutshell: The U.S. population is aging, health-care costs are spiraling upward and neither program has the money to cover promised benefits. In addition, politicians have known this for many years, and yet no progress has been made in fixing the programs.

The deteriorating economy has made things worse. The date when the Social Security trust fund will start running deficits has moved closer by a year, to 2016, and the date of trust fund depletion has advanced by four years, to 2037. The Medicare hospital insurance trust fund is already running a deficit and will be exhausted by 2017. Furthermore, the size of the Social Security surpluses has shrunk, posing a problem for the government since it relies on these funds to help plug its deficits. Over the next seven years, the cumulative surpluses will be $157 billion instead of the previously estimated $454 billion, forcing the cash-strapped feds to borrow even more than they had expected.'

And this from the New York Times , May 12th :

'...the Medicare fund that pays hospital bills for older Americans is expected to run out of money in 2017, two years sooner than projected last year. The Social Security trust fund will be exhausted in 2037, four years earlier than predicted, it said.

Spending on Social Security and Medicare totaled more than $1 trillion last year, accounting for more than one-third of the federal budget.'

http://www.nytimes.com/2009/05/13/us/politics/13health.html?_r=2&hpw

Ah , yes , this Ponzi scheme is gonna work out much better than Bernie Madoff's...

...Because it's the 'New Deal' , " backed by the full faith and credit of the US Government..."





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Thursday, May 14, 2009 4:48 PM

AURAPTOR

America loves a winner!


'...You'd have to have been living under a rock to be surprised by this week's news from the Social Security and Medicare trustees that the programs are in trouble. In a nutshell: The U.S. population is aging, health-care costs are spiraling upward and neither program has the money to cover promised benefits. In addition, politicians have known this for many years, and yet no progress has been made in fixing the programs.

Seems I recall W wanting to try to fix this. Like he wanted to fix Fannie and Freddie, long before they blew up in our faces.

Politically tough and unpopular to do, but somebody's got to clean out the stables.




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Thursday, May 14, 2009 5:24 PM

GEEZER

Keep the Shiny side up


Quote:

Originally posted by SignyM:
We keep hearing that government is inept and wasteful. And yet, even business doens't seem to think so. In health insurance...
Quote:

The House plan does include a government insurance program to compete with private companies. It would be financed by premium payments, not taxpayer dollars. Insurers are strongly opposed to a government-sponsored plan, saying it would drive them out of business. Democrats say a public plan would help everybody by injecting competition into a health care market that in many areas is dominated by a handful of major insurers.
If health insurances are so damn efficient, why are they so afraid?



You really should provide cites for your quotes, so folk can read the entire article, not just the edited version you provide.

You left out this bit.

"Individuals would be required to get coverage, either through an employer or government plan, or on their own. That's something Finance Committee senators now have basically agreed on, as well, Baucus and Grassley said.

Employers would be required to provide coverage or pay the government a percentage of payroll under the House Democrats' plan. The issue continues to divide senators."

http://www.dailymail.com/ap/ApTopStories/200905140585

So. It's not funded by "taxpayer dollars" only in the strictest terms, i.e., not by income tax receipts. However, if you consider being forced to pay for health insurance directly to a private company or the government, or for your employer to be forced to pay a private company or the government for it, some taxpayers are still being forced to pay.

"The summary of the House plan does not include any cost estimates, but independent experts have put the price tag for such a plan at $1.2 trillion to $1.5 trillion over 10 years, with some estimates ranging as high as $1.7 trillion."

So that's between $120 and $170 billion a year additional out of taxpayers' pockets, on top of their taxes. $400 to $566 for every person in the country.

Stealth taxes, anyone?



"Keep the Shiny side up"

Edit to add.

This assumes that the government's plan works as effeciently and effectively as they propose. Wanna bet?

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Thursday, May 14, 2009 6:08 PM

GINOBIFFARONI


Private Business has been engaged in so many places


http://www.spiegel.de/international/world
/0,1518,624432,00.html

THE TORTURE BUSINESS
CIA Outsourced Development of Interrogation Plan

By John Goetz and Britta Sandberg

The torture practices used in interrogations of al-Qaida prisoners were not developed by government officials in Washington, but by private security experts. In return for a daily consulting fee, they personally supervised the program at the CIA's secret prisons from the very beginning.

" They don't hate America, they hate Americans " Homer Simpson


Lets party like its 1939

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Thursday, May 14, 2009 9:41 PM

JEWELSTAITEFAN


Quote:

Originally posted by AURaptor:
Quote:

Originally posted by rue:
BTW Rap

I suspect a lot of people have noticed you have nothing of substance to post.

***************************************************************

Silence is consent.



Always have substance, just not as much by way of volume lately, as I've been working a lot. Thanks for your concern though.



RWED threads are so much less entertaining when no 2nd viewpoint is presented.

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Friday, May 15, 2009 12:45 AM

PIRATENEWS

John Lee, conspiracy therapist at Hollywood award-winner History Channel-mocked SNL-spoofed PirateNew.org wooHOO!!!!!!


Only 5% of insurance premiums are paid out in claims.

Insurance executives are paid $200,000 per week personal salary, up to $30-billion/year tax-free personal salary (Warren Buffett at GEICO Govt Employees Insurance Corp and AIG/CIA and CEO of Soloman Bros at WTC7 Soloman Bros Bldg that exploded on 9.11 without being hit by a plane).

In other words, insurance companies are almost as corrupt as govt.

Social Security is alleged by govt to be "insurance", but when you make a claim it's called "welfare", and requires paying premiums for 10 years before covered by this "disability insurance" or retirement pension. But Kosher illigal aliens get $60,000/year SS pension without paying a penny in premiums/tax.

Same with VA claims by military veterans, where vets are allowed to die with maggots eating their brains. I've been waiting 12 years for a VA doctors appointment. Yeah socialized medicine! Now Kosher Congress wants to pay VA pensions for Commie Russian soldiers to be illegal aliens in USA.

Big Brother knows best, how to rob and kill you.


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Friday, May 15, 2009 8:37 AM

OUT2THEBLACK


Quote:

Originally posted by Geezer:

You really should provide cites for your quotes, so folk can read the entire article, not just the edited version you provide.

Edit to add.

This assumes that the government's plan works as efficiently and effectively as they propose. Wanna bet?





Providing cites , or even something more than half the truth , really wouldn't fit in with the SignyM/Rue national-Socialist agenda , though , would it ?

Notice that the Signy/Rue Axis has suddenly become oddly silent ?

" It riles them to believe that we perceive the web they weave..."

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Friday, May 15, 2009 8:53 AM

RUE

I have a vote and I'm not afraid to use it!


"Seems I recall W wanting to try to fix this."

Yes, he wanted to put SS money into private investment - so that rather than face a merely theoretical shortfall years in the future - people could have their retirements GUTTED and be destitute and penniless now !

That is SO much better for them, don't you agree Rap ?

***************************************************************

Silence is consent.

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Friday, May 15, 2009 9:06 AM

SIGNYM

I believe in solving problems, not sharing them.


Quote:

Seems I recall W wanting to try to fix this. Like he wanted to fix Fannie and Freddie, long before they blew up in our faces.
Oh, by adding prescription coverage to medicare, refusing to bargain with the pharmas for better prices, and lying about the ultimate cost?

GOOD FIX!

heh heh heh



----------------------
We should have strapped him into a glider, filled it nose heavy w/ explosives, and dropped his Allah lovin' ass into a large, empty field. After which, release wild boars into the area so they could make good use of his remains. Now THAT's justice.- rappy

Yeah, that's what Sheikh Issa said. Seems you both have a lot in common.- signy

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Friday, May 15, 2009 9:10 AM

SIGNYM

I believe in solving problems, not sharing them.


O2B-
Quote:

Providing cites , or even something more than half the truth , really wouldn't fit in with the SignyM/Rue national-Socialist agenda , though , would it ?
Rue ALWAYS provides cites, and I USUALLY do... you lying nitwit...

GEEZER- Speaking of half-truths (something you're expert at) .... The situation is that the House version has the government-available coverage, the Senate version has the mandatory coverage.

But thanks for playing Be An Asshole! You've both won prizes!


----------------------
We should have strapped him into a glider, filled it nose heavy w/ explosives, and dropped his Allah lovin' ass into a large, empty field. After which, release wild boars into the area so they could make good use of his remains. Now THAT's justice.- rappy

Yeah, that's what Sheikh Issa said. Seems you both have a lot in common.- signy

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Friday, May 15, 2009 9:34 AM

GEEZER

Keep the Shiny side up


Quote:

Originally posted by SignyM:
GEEZER- Speaking of half-truths (something you're expert at) .... The situation is that the House version has the government-available coverage, the Senate version has the mandatory coverage.



Not according to the article you didn't cite.

Quote:

The summary of the House proposal says one of its main goals is to "minimize disruption" for people who already have coverage by allowing them to keep their coverage. All Americans would be protected by an annual limit on out-of-pocket costs, a safeguard already in the best private plans.

Individuals would be required to get coverage, either through an employer or government plan, or on their own. That's something Finance Committee senators now have basically agreed on, as well, Baucus and Grassley said.

Employers would be required to provide coverage or pay the government a percentage of payroll under the House Democrats' plan. The issue continues to divide senators.



So the House version mandates everyone have coverage, and the Senate Finance Committee agrees with it. The Senate hasn't agreed on any proposal yet.

Quote:

On Thursday, the Senate Finance Committee met behind closed doors for eight hours to debate whether their bill should include the choice of a government insurance plan for middle-income families.

Insurers, hospitals and employers oppose the concept, and so do most Republicans. The senators' long discussion brought them no closer to agreement, Finance Committee Chairman Max Baucus and top Republican Chuck Grassley later told reporters.





----------------

And more about the "...financed by premium payments, not taxpayer dollars." statement.

Quote:

The House Energy and Commerce plan provides for individual subsidies for health insurance that would be offered on a sliding scale to those earning up to four times the federal poverty level, or $88,200 for a family of four, according to the document.


So where are those subsidies coming, if not from taxpayer dollars?








"Keep the Shiny side up"

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Friday, May 15, 2009 9:41 AM

RIPWASH


Quote:

Originally posted by rue:
"Seems I recall W wanting to try to fix this."

Yes, he wanted to put SS money into private investment - so that rather than face a merely theoretical shortfall years in the future - people could have their retirements GUTTED and be destitute and penniless now !

That is SO much better for them, don't you agree Rap ?

***************************************************************

Silence is consent.



As I recall, he wanted to give people the option to either privatize their retirement funds or keep their money in Social Security. He wasn't going to force anyone to privatize their retirement.

*********************************************
Mal: You think she'll hold together?
Zoë: She's torn up plenty, but she'll fly true.
Mal: Could be bumpy.
Zoë: Always is

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Friday, May 15, 2009 9:48 AM

SIGNYM

I believe in solving problems, not sharing them.


I got the Senate-House approaches bassakwards. Sorry about that. Since the House looks like its caved to industry, please focus your attention on the Senate.

----------------------
We should have strapped him into a glider, filled it nose heavy w/ explosives, and dropped his Allah lovin' ass into a large, empty field. After which, release wild boars into the area so they could make good use of his remains. Now THAT's justice.- rappy

Yeah, that's what Sheikh Issa said. Seems you both have a lot in common.- signy

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Friday, May 15, 2009 9:49 AM

JONGSSTRAW


Why the fuck are LIFE Insurance companies getting billions in TARP? What toxic assets do they hold...insurance policies on people that actually died, and they had to fucking pay out?...oh the horror!

Does repeat tax-cheat Geithner have ANY fucking clue what he's doing? His record as Chair of the NY Fed is a testament to utter failure. Now he and the smarmy thieves he protects are bankrupting the country for decades.

And STILL no prosecutions of ANYBODY on Wall Street. Where's fucking Holder on this? Oh that's right...he can't prosecute Wall Street without dragging half of Washington into the indictments as well.


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Friday, May 15, 2009 10:05 AM

SIGNYM

I believe in solving problems, not sharing them.


What I want to know is... how do we BEST drive our boot toes up their *sses???

----------------------
We should have strapped him into a glider, filled it nose heavy w/ explosives, and dropped his Allah lovin' ass into a large, empty field. After which, release wild boars into the area so they could make good use of his remains. Now THAT's justice.- rappy

Yeah, that's what Sheikh Issa said. Seems you both have a lot in common.- signy

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Friday, May 15, 2009 10:12 AM

FREMDFIRMA


Uh-huh, it's ALWAYS "optional" at first, sure.

I have a set of letters from the MD Medicare system detailing exactly how that goes...

First letter, optional enrollment in an HMO that was both notorious for abuses and corruption as well as denial-of-care and management policies based SOLEY on financial reasons without regard to the health or safety of the clients.

For the record, this was THC (Total Health Care) and some of that exposure was due to yours truly at one point stealing their physicians guidebook which had treatments and medications organised by cost rather than effectiveness - and in a one to five scale indicated by little dollar signs, I shit you not.

AND the only office anywhere near was 24 miles away, 2 miles off the bus route and in a neighborhood so blighted and bombed out that if someone dropped you off there blindfolded you'd think you were in fucking beruit.

Two months later, a letter heavily suggesting enrollment with vague threats.

One month later, a letter saying enrollment would soon be mandatory or you'd lose all coverage.

Two months later, a letter stating that they'd already signed me up and compliance was now mandatory.

This was right around the time the crackbrained temporary measure cooked up by the docs to provide a plausible excuse* failed completely, the plate snapped in half, the screws ripped out and the whole thing twisted up in a pretty gruesome fashion to where I had it bound in an ace bandage to hold it together as best I could.

And their HMO, when I finally found a way to get there, shoves me off on some nasty old doctor who tells me right to my face he can see what my problem is but they ain't gonna do shit about it cause it costs too much - and I totally snapped, came up off the table, and standing there on one leg, collar jacked his ass a foot in the air and slammed him into the wall (your arms get REAL strong when they're doin the work of legs for a year and more!) and told him how it was gonna be, cause if that didn't get fixed it would go necrotic and soon kill my ass, and if he was gonna set me down THAT road, he was going first, in a manner I took the time to explain in very explicit medical detail.

He wrote me a referral on the spot, cause I damn sure wasn't lettin go of him till he did!

Oh yeah, it's ALWAYS "optional"... at first...

*The tibia and fibula were shattered, and huge gaping chunks were ripped out of the tibia, which with no supportive care, an ongoing case of wound infection and severe malnutrition, wasn't healing any - so in order to provide my employer a convincing excuse, they slapped a plate to the fibula, bolted it on, and then strapped this monstrosity around it to keep it from bowing sideways and snapping.
http://www.trademe.co.nz/Health-beauty/Health-care/Braces-supports/auc
tion-214945298.htm

In essence, I was "walking" on a broken leg, with zero pain relief since the bastards wouldn't cover any, and every step was an agony beyond mention - my supervisor *knew* I couldn't really walk, not any distance, but so long as they could say so on paper they could stick me at a desk guarding one of the gates and logging trucks in and out - which provided enough income to buy food at least, given the few hours I could hold out before curling up into a ball of whimpering pain.

Anyhows, so my answer to THIS particular thought...
Quote:

He wasn't going to force anyone to privatize their retirement.

Comes right out of Jaynes thoughts regarding Dobsons imminent demise.

Book: "You are NOT killing this man."
Jayne: "Not right away..."

An "optional" government program is every bit as much a fiction as a "temporary" tax, or an "emergency" increase in state power - let's not pretend otherwise, it's deceitful at best.

-Frem

It cannot be said enough, those who do not learn from history, are doomed to endlessly repeat it

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Friday, May 15, 2009 10:13 AM

FREMDFIRMA


Quote:

Oh that's right...he can't prosecute Wall Street without dragging half of Washington into the indictments as well.

To rob a quote from Boondock Saints...

"I'm strangely comfortable with that."

-F

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Friday, May 15, 2009 10:50 AM

FREMDFIRMA


Related to my rant against Medicare and that damn HMO above - allow me to point out I don't exactly trust Big Biz to run this shit neither.

Just DIE already.
CRIMINAL PROSECUTION FOR HMO TREATMENT DENIAL
http://www.harp.org/humbach.htm

EXCERPT:
To my knowledge, no HMO entity or personnel have ever yet been criminally prosecuted for wrongful delay or denial of treatment authorization. It may, however, be only a matter of time before such prosecutions are attempted. Already there is a growing interest in civil actions for the harms that ensue when people, relying on HMOs, suffer or die because benefits are denied. There is, moreover, considerable disquiet about the federal limitations on HMO liability that were enacted by Congress in the Employee’s Retirement Income Security Act (ERISA). However, the ERISA exemptions do not apply to criminal laws. In many cases, criminal prosecutions may therefore be the only effective avenues of redress.

In any case, criminal sanctions may actually work better than mere civil damages to motivate HMOs to authorize the medical treatments that their subscribers are contractually entitled to. One of the biggest disadvantages of allowing civil damages against HMOs is that the companies can simply shift the burdens of those "penalties" back to the subscribers, in the form of higher premiums. For the HMO, the amounts paid out as damages in lawsuits become just another cost of doing business. As a result, civil damages for wrongful treatment denials may actually work against the interests of the HMO’s subscribers and patients, increasing premiums and diverting scarce resources away from medical care into judgments and lawyers’ fees.


Talk about a no-win situation, right* ?

As noted, I *was* denied care, both because of the potential expense and the perception that I was going to die anyway despite a medical history which very clearly indicated I was damn hard to kill deliberately, much less via neglect.

So they figured they'd help along by not just denial of care, but actively stonewalling and roadblocking my efforts to obtain it, since in their perception that problem was gonna go away on it's own soon enough, if you know what I mean.

Of course, I didn't have the decency to just roll over and quietly die like I was supposed to, in spite of their every goddamn effort to cause that result, and did finally force a minimum of care out of them - at the expense of all the damage being severely increased by neglect and my health being permanently shattered, and about 30% of my body now being non-OEM replacement parts.

I notice one thing the article doesn't address is this rarest of situations - when an HMO actively TRIES to kill a patient by neglect, and it SHOULD HAVE WORKED, but the patient somehow survives...

There's no proper legal remedy for it, especially if the HMO is receiving funds from the Gov or State, did you know that ?

The best we could do is force them to pay for any expenses even remotely possibly related to the original accident and following neglect forevermore, which given the amount of extralegal blackmail since obtained, they don't argue about - but holding them ONLY to their continued responsibility doesn't address the life that might have been, which they took from me, does it now ?

The ONLY way that system will ever work is using Gov and Biz as a check against each other, cause if you put it soley in the hands of one or the other, you're fucked - although one COULD make the case that without Gov interference, you can damn well bet I'd have raised a pack of locals to strongarm them into fulfilling their end of a contract shoved on me by force in the first place.

-Frem

*note: we're facing a similar problem in our own locality with the local police, who's budget having been eaten up with criminal and civil judgements against them, have come back to the community demanding more money under the threat of losing police coverage - to which the locals responded that due to their behavior, that might REDUCE crime around here!
Ouch.

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Friday, May 15, 2009 11:30 AM

RUE

I have a vote and I'm not afraid to use it!


Quote:

Originally posted by RIPWash:
As I recall, he wanted to give people the option to either privatize their retirement funds or keep their money in Social Security. He wasn't going to force anyone to privatize their retirement.

Did I say anything about FORCE ? No.

So, to get to the meat of the discussion, what would have been better - keeping the money in SS, or putting it in private investment ?

***************************************************************

Silence is consent.

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Friday, May 15, 2009 11:31 AM

RUE

I have a vote and I'm not afraid to use it!


"... optional enrollment in an HMO that was both notorious for abuses and corruption as well as denial-of-care and management policies based SOLEY on financial reasons ..."

Which is exactly why we need to get private industry out of health care.

***************************************************************

Silence is consent.

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Friday, May 15, 2009 12:56 PM

KWICKO

"We'll know our disinformation program is complete when everything the American public believes is false." -- William Casey, Reagan's presidential campaign manager & CIA Director (from first staff meeting in 1981)


Quote:

Originally posted by RIPWash:
Quote:

Originally posted by rue:
"Seems I recall W wanting to try to fix this."

Yes, he wanted to put SS money into private investment - so that rather than face a merely theoretical shortfall years in the future - people could have their retirements GUTTED and be destitute and penniless now !

That is SO much better for them, don't you agree Rap ?

***************************************************************

Silence is consent.



As I recall, he wanted to give people the option to either privatize their retirement funds or keep their money in Social Security. He wasn't going to force anyone to privatize their retirement.

*********************************************
Mal: You think she'll hold together?
Zoë: She's torn up plenty, but she'll fly true.
Mal: Could be bumpy.
Zoë: Always is



Do you suppose the people who "invested" with folks like AIG and Bernie Madoff would be getting bailed out right about now, with money paid in by other people, or would we simply shrug and tell them "tough shit, shoulda invested better"?

Mike

Build a man a fire and he'll be warm for a day...
Set a man on fire and he'll be warm for the rest of his life.

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Friday, May 15, 2009 1:05 PM

KWICKO

"We'll know our disinformation program is complete when everything the American public believes is false." -- William Casey, Reagan's presidential campaign manager & CIA Director (from first staff meeting in 1981)


Quote:

Originally posted by Jongsstraw:
Why the fuck are LIFE Insurance companies getting billions in TARP? What toxic assets do they hold...insurance policies on people that actually died, and they had to fucking pay out?...oh the horror!

Does repeat tax-cheat Geithner have ANY fucking clue what he's doing? His record as Chair of the NY Fed is a testament to utter failure. Now he and the smarmy thieves he protects are bankrupting the country for decades.

And STILL no prosecutions of ANYBODY on Wall Street. Where's fucking Holder on this? Oh that's right...he can't prosecute Wall Street without dragging half of Washington into the indictments as well.




Right there with ya on that score. As to why life insurance companies are getting bailout money... it's because they invested all of the premiums paid to them by folks like you and me in elaborate monetary vehicles (otherwise known as "scams" to normal people) called derivatives, in order to leverage their money up to 35, 45, or 75 times the actual value of the money they held in actual capital reserves.

And before anyone reads me wrong on that - I'm not condoning it, I'm not saying I'm in any way okay with that; I'm just saying that's what was done, not that it's right to do it. So now, not only will you and I be less likely to ever see any kind of payout from those insurance companies, regardless of the premiums paid or what the policies say, but we get the privilege of paying more taxes so that money can be given to the corporations, AND we'll likely see our premiums go up in addition to the rest of the screwing we're supposed to smile and take.

Geithner is useless, Holder is worse, and I'm rapidly losing anything resembling faith in Obama, because he's steering sharply to the center, always caving in to big business, and never once standing up for the average Joe, be he Joe the Plumber or Joe Six-Pack. Mind you, I don't think anyone else would have done any better, but I had higher hopes for Obama, and I'm becoming quite disappointed by him.

Mike

Build a man a fire and he'll be warm for a day...
Set a man on fire and he'll be warm for the rest of his life.

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Friday, May 15, 2009 1:38 PM

SIGNYM

I believe in solving problems, not sharing them.


So: How do we BEST drive our boot toes up their *sses???



----------------------
We should have strapped him into a glider, filled it nose heavy w/ explosives, and dropped his Allah lovin' ass into a large, empty field. After which, release wild boars into the area so they could make good use of his remains. Now THAT's justice.- rappy

Yeah, that's what Sheikh Issa said. Seems you both have a lot in common.- signy

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Friday, May 15, 2009 1:59 PM

RUE

I have a vote and I'm not afraid to use it!


Get on the horn with your senators and representative.

Unfortunately, the only thing that's going to move Obama is a groundswell. And THAT'S b/c he can't do this by himself. He needs congress. If congress gets the negative feedback and starts dragging their collective feet - he will have to recalibrate. That's the only way to get a course correction when someone already is president. It's the whole problem of 'say whatever you need to get elected, then do what you want when you are in'. (Have I mentioned that I would prefer a parliamentary system ?)

Now maybe it won't take a bunch of people saying yes to a particular option - just a whole bunch of people saying NO !

***************************************************************

Silence is consent.

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Friday, May 15, 2009 2:22 PM

SERGEANTX


Quote:

Originally posted by rue:
So, to get to the meat of the discussion, what would have been better - keeping the money in SS, or putting it in private investment ?



Private investment. Gold in particular.

SergeantX

"It's cold and it's a broken hallelujah"

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Friday, May 15, 2009 2:27 PM

KWICKO

"We'll know our disinformation program is complete when everything the American public believes is false." -- William Casey, Reagan's presidential campaign manager & CIA Director (from first staff meeting in 1981)


Rue, you're right, of course. I *will* be contacting my Representative and Senators. Unfortunately for me - or maybe FORTUNATELY in this case - both my Senators are Republicans (Kay Bailey Hutchison and John Cornyn), and are going to oppose Obama no matter what. Of course, if they're already opposing him, that means he has to try to win their support. OR it means he's planning on not listening to them in the first place, so nothing I say to them or him will make the slightest bit of difference.

Meanwhile, my Congressman, Lloyd Doggett, may be of some help. Hopefully. Obama still needs his support, AND still needs to woo him to get it.

Mike

Build a man a fire and he'll be warm for a day...
Set a man on fire and he'll be warm for the rest of his life.

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Friday, May 15, 2009 2:29 PM

KWICKO

"We'll know our disinformation program is complete when everything the American public believes is false." -- William Casey, Reagan's presidential campaign manager & CIA Director (from first staff meeting in 1981)


Quote:

Originally posted by SergeantX:
Quote:

Originally posted by rue:
So, to get to the meat of the discussion, what would have been better - keeping the money in SS, or putting it in private investment ?



Private investment. Gold in particular.

SergeantX

"It's cold and it's a broken hallelujah"



That would have actually been funny, in an ironic way. While the markets crumbled and collapsed, Social Security would have been the ONLY part of them to have remained strong and solvent! :)

Mike

Build a man a fire and he'll be warm for a day...
Set a man on fire and he'll be warm for the rest of his life.

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Friday, May 15, 2009 2:46 PM

SIGNYM

I believe in solving problems, not sharing them.


Obama needs Republicans like a submarine needs screen doors. So contact your Republican Congresswo/men, it can't hurt- but dont' expect it to help either. I wonder who the fence-sitters are and which way they lean? THOSE are the peeps to pressure.

BTW- My first-blush response is to simply make Medicare available on a premium basis to those who want it, whether they be groups or individuals. The OTHER thing I would require is that health insurances offer an exact-equivalent policy at whatever premium they think of fair, for an appples-to-apples comparison.

Here's soem interesting information:
http://politics.theatlantic.com/2009/05/outlines_of_a_health_care_plan
_in_the_house.php


----------------------
We should have strapped him into a glider, filled it nose heavy w/ explosives, and dropped his Allah lovin' ass into a large, empty field. After which, release wild boars into the area so they could make good use of his remains. Now THAT's justice.- rappy

Yeah, that's what Sheikh Issa said. Seems you both have a lot in common.- signy

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Friday, May 15, 2009 3:00 PM

SIGNYM

I believe in solving problems, not sharing them.


Quote:

Kevin Zeese, recently summarized Baucus' career campaign contributions "... from the insurance industry, $1,170,313; from health professionals, $1,016,276; pharmaceuticals/health-products industry, $734,605; hospitals/nursing homes, $541,891; health services/HMOs, $439,700." That's almost $4 million from the very industries that have the most to gain or lose from health-care reform. Another of the Baucus 13, Russell Mokhiber, co-founder of SinglePayerAction.org has been charged with "disruption of Congress." He was quick to respond: "I charge Baucus with disrupting Congress. It once was a democratic institution; now it's corrupt, because of people like him. He takes money from the industry and does their bidding. He won't even diffuse the situation by seating a single-payer advocate at the table."... The current official debate has locked single-payer options out of the discussion, but also escalated the movement — from Healthcare-NOW! to Single Payer Action — to shut down the orderly functioning of the debate, until single-payer gets a seat at the table.

http://seattletimes.nwsource.com/html/opinion/2009221164_opinc15amygoo
dman.html


Person to blizzard: Sen. Max Baucus
http://baucus.senate.gov/contact/emailForm.cfm?subj=issue

----------------------
We should have strapped him into a glider, filled it nose heavy w/ explosives, and dropped his Allah lovin' ass into a large, empty field. After which, release wild boars into the area so they could make good use of his remains. Now THAT's justice.- rappy

Yeah, that's what Sheikh Issa said. Seems you both have a lot in common.- signy

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Friday, May 15, 2009 3:39 PM

SIGNYM

I believe in solving problems, not sharing them.




----------------------
We should have strapped him into a glider, filled it nose heavy w/ explosives, and dropped his Allah lovin' ass into a large, empty field. After which, release wild boars into the area so they could make good use of his remains. Now THAT's justice.- rappy

Yeah, that's what Sheikh Issa said. Seems you both have a lot in common.- signy

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Friday, May 15, 2009 3:41 PM

SIGNYM

I believe in solving problems, not sharing them.


51 Blue Dog Dems don't want public health insurance (funded by premiums and run separately from Medicare)

Blue Dog Whip Heath Shuler http://shuler.house.gov/zipauth.htm

Jason Altmire (PA-4)
Mike Arcuri (NY-24)
Joe Baca (CA-43)
John Barrow (GA-12)
Marion Berry (AR-1)
Sanford Bishop (GA-2)
Dan Boren (OK-2)
Leonard Boswell (IA-3)
Allen Boyd (FL-2)
Bobby Bright (AL-2)
Dennis Cardoza (CA-18)
Christopher Carney (PA-10)
Ben Chandler (KY-6)
Travis Childers (MS-1)
Jim Cooper (TN-5)
Jim Costa (CA-20)
Henry Cuellar (TX-28)
Lincoln Davis (TN-4)
Joe Donnelly (IN-2)
Brad Ellsworth (IN-8)
Gabrielle Giffords (AZ-8)
Bart Gordon (TN-6)
Parker Griffith (AL-5)
Jane Harman (CA-36)
Stephanie Herseth Sandlin (SD-AL), Blue Dog Co-Chair for Administration
Baron Hill (IN-9), Blue Dog Co-Chair for Policy
Tim Holden (PA-17)
Frank Kratovil (MD-1)
Jim Marshall (GA-8)
Jim Matheson (UT-2)
Mike McIntyre (NC-7)
Charlie Melancon (LA-3), Blue Dog Co-Chair for Communications
Mike Michaud (ME-2)
Walt Minnick (ID-1)
Harry Mitchell (AZ-5)
Dennis Moore (KS-3)
Patrick Murphy (PA-8)
Glenn Nye (VA-2)
Collin Peterson (MN-7)
Earl Pomeroy (ND-AL)
Mike Ross (AR-4)
John Salazar (CO-3)
Loretta Sanchez (CA-47)
Adam Schiff (CA-29)
David Scott (GA-13)
Heath Shuler (NC-11), Blue Dog Whip
Zack Space (OH-18)
John Tanner (TN-8)
Gene Taylor (MS-4)
Mike Thompson (CA-1)
Charlie Wilson (OH-6)


----------------------
We should have strapped him into a glider, filled it nose heavy w/ explosives, and dropped his Allah lovin' ass into a large, empty field. After which, release wild boars into the area so they could make good use of his remains. Now THAT's justice.- rappy

Yeah, that's what Sheikh Issa said. Seems you both have a lot in common.- signy

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Friday, May 15, 2009 3:57 PM

RUE

I have a vote and I'm not afraid to use it!


"Private investment. Gold in particular."

That kinda' reminds me of a Steve Martin routine - it's easy to be a millionaire. First you get a million dollars ...

Gold is always the perfect investment. First, you buy at the right price ...

In 1980 gold was at $594.90. Then it dropped steadily, losing half its value and reaching a low of $287.05 in 1997. It slowly inched its way back up, finally passing its 1980 value in 2005.

GOLD WAS A MONEY LOSER OVER 25 YEARS. And no amount of trying to time your sales could fix that basic fact over a quarter of a century.

Gold is not magic. Gold is not a cure-all. Gold is not 'the' answer. The myth that gold always goes up in value is just that. Like ANY OTHER INVESTMENT you have to time your purchases and your sales. Like ANY OTHER INVESTMENT gold is good ONLY if you know when to buy and sell.


But I suspect I'm dealing with a fender head, for whom these doses of reality have little meaning.

***************************************************************

Silence is consent.

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Friday, May 15, 2009 4:06 PM

BADKARMA00


The simplest way to do this is to open up the Federal Government Employees health care system to everyone, allowing them to pay the same premiums as federal workers. It has nationwide coverage, so it could be applicable to everyone.

But of course, then someone would complain about that. Medicare isn't the way to go. It has enough trouble as it is. Anything else piled on it would just make it worse.

Bad_karma
Great and Exalted Grand Pooba, International Brotherhood of Moonshiners, Rednecks, and Good Old Boys.

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Friday, May 15, 2009 4:28 PM

RUE

I have a vote and I'm not afraid to use it!


"Medicare isn't the way to go. It has enough trouble as it is. Anything else piled on it would just make it worse."

Historically, Medicare was too successful and was on its way to becoming a de facto single-payer system.

That's why Ronald Reagan 'reformed' it with DRGs (diagnosis-related groups) in a effort to strangle it out of utility. And so it became a bureaucratic nightmare for hospitals, doctors, and patients. People get some of the care they need, and hospitals and doctors get some of the money they need - but nobody gets enough.

And then Bush finally tried to kill it off by bleeding it into the maw of multinational pharmaceuticals.

But Medicare has yet to go away because in this land of private medical-care plenty that does everything so much better that government, people need that government program too much - as twisted and deformed a thing as it was made into.


Don't blame Medicare for what was done to it in the name of conservatism. Or if you do, look in the mirror as you do that.

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Friday, May 15, 2009 4:53 PM

RUE

I have a vote and I'm not afraid to use it!


And how about business's ability to raise millions of people out of poverty ? Thousands ? How about two ?

Slumdog Millionaire has earned ~ $326M to date. Meanwhile:
"Slumdog star's slum demolished
It's gratifying to know how the international hit Slumdog Millionaire, which has earned $326 mil at the box office, has helped enhance the lives of its two impoverished child stars, Rubina Ali and Azharuddin (Azhar) Mohammed Ismail.

Why, just yesterday morning, cops in Mumbai, India, woke up Azhar and forced him to leave his shanty home so bulldozers could raze it! About 30 homes were demolished.

"A police officer took a bamboo stick to hit me, and I was frightened," said 10-year-old Azhar. "They didn't give prior notice. We didn't even get a chance to take out our belongings," said Azhar's mum, Shameem Ismail, who has lived in the shantytown for more than 15 years.

Slumdog producers say they have set up a trust for the kids' housing and education. No one seems to know why these actions have not affected the kids' actual day-to-day lives."




***************************************************************

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Friday, May 15, 2009 4:56 PM

KWICKO

"We'll know our disinformation program is complete when everything the American public believes is false." -- William Casey, Reagan's presidential campaign manager & CIA Director (from first staff meeting in 1981)


Quote:

Originally posted by badkarma00:
The simplest way to do this is to open up the Federal Government Employees health care system to everyone, allowing them to pay the same premiums as federal workers. It has nationwide coverage, so it could be applicable to everyone.

But of course, then someone would complain about that. Medicare isn't the way to go. It has enough trouble as it is. Anything else piled on it would just make it worse.

Bad_karma
Great and Exalted Grand Pooba, International Brotherhood of Moonshiners, Rednecks, and Good Old Boys.



Now you're on the right track, BK. I'll go ya one better, and I've suggested this before:

Give US (the taxpayers, the citizens, the PEOPLE) the same coverage that Congress gives itself. Or flip it - give THEM the same coverage they give us. The exact same level of coverage. And if they, or you, want any level of upgraded "premium" coverage above and beyond that, make it available at a price. But EVERYBODY gets the basic level of coverage. If they - a group of predominantly old men, who are getting older and more feeble - decide that the basic level of coverage they get is zero, so be it. My bet is we'd get basic coverage before they'd give it up.

Just something to ponder...

Mike

Build a man a fire and he'll be warm for a day...
Set a man on fire and he'll be warm for the rest of his life.

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Friday, May 15, 2009 8:38 PM

BADKARMA00


Quote:

Originally posted by rue:
"Medicare isn't the way to go. It has enough trouble as it is. Anything else piled on it would just make it worse."

Historically, Medicare was too successful and was on its way to becoming a de facto single-payer system.

That's why Ronald Reagan 'reformed' it with DRGs (diagnosis-related groups) in a effort to strangle it out of utility. And so it became a bureaucratic nightmare for hospitals, doctors, and patients. People get some of the care they need, and hospitals and doctors get some of the money they need - but nobody gets enough.

And then Bush finally tried to kill it off by bleeding it into the maw of multinational pharmaceuticals.

But Medicare has yet to go away because in this land of private medical-care plenty that does everything so much better that government, people need that government program too much - as twisted and deformed a thing as it was made into.


Don't blame Medicare for what was done to it in the name of conservatism. Or if you do, look in the mirror as you do that.

***************************************************************

Silence is consent.



-------------------

Rue, I'm going to assume you aren't blaming me for the state that medicare is in, and move on to the rest. I can't comment one way or another on the 'strangle it out of utility' though I admit that doesn't sound quite right, somehow.

It doesn't matter how Medicare got into the trouble it's in now. THat's in the past, and playing the blame game gets no one anywhere.

The simple fact is that the program isn't able to take the strain of being the national health care provider right now, and that was my only point. I can't say one way or the other that what you're saying is right or wrong, since I don't know.

And, as I said, my point was that regardless of how it came to be in the shape it's in now, it's not set up to manage healthcare for the whole country.

I still think opening up the federal employee system, or as Kwicko mentions, the same program that congress itself uses, would be a better option. Let people pay the same premiums that they pay. For that matter, since it's probably a better program at this point, just roll everything, Medicare included, into that program.

But as always, that's just me.

Bad_karma
Great and Exalted Grand Pooba, International Brotherhood of Moonshiners, Rednecks, and Good Old Boys.

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Friday, May 15, 2009 8:41 PM

BADKARMA00


Quote:

Originally posted by Kwicko:
Quote:

Originally posted by badkarma00:
The simplest way to do this is to open up the Federal Government Employees health care system to everyone, allowing them to pay the same premiums as federal workers. It has nationwide coverage, so it could be applicable to everyone.

But of course, then someone would complain about that. Medicare isn't the way to go. It has enough trouble as it is. Anything else piled on it would just make it worse.

Bad_karma
Great and Exalted Grand Pooba, International Brotherhood of Moonshiners, Rednecks, and Good Old Boys.



Now you're on the right track, BK. I'll go ya one better, and I've suggested this before:

Give US (the taxpayers, the citizens, the PEOPLE) the same coverage that Congress gives itself. Or flip it - give THEM the same coverage they give us. The exact same level of coverage. And if they, or you, want any level of upgraded "premium" coverage above and beyond that, make it available at a price. But EVERYBODY gets the basic level of coverage. If they - a group of predominantly old men, who are getting older and more feeble - decide that the basic level of coverage they get is zero, so be it. My bet is we'd get basic coverage before they'd give it up.

Just something to ponder...

Mike

Build a man a fire and he'll be warm for a day...
Set a man on fire and he'll be warm for the rest of his life.



---------

I've said that same thing myself once or twice. But then, that would make us as good as them, and we just can't have that, can we? (note sarcasm, lol)

Bad_karma
Great and Exalted Grand Pooba, International Brotherhood of Moonshiners, Rednecks, and Good Old Boys.

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Friday, May 15, 2009 8:55 PM

RUE

I have a vote and I'm not afraid to use it!


"And, as I said, my point was that regardless of how it came to be in the shape it's in now, it's not set up to manage healthcare for the whole country."

So why not reconfigure it ? And fund it adequately ?



***************************************************************

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Friday, May 15, 2009 11:08 PM

FREMDFIRMA


Why not merge both systems into an integrated, unified whole with proper funding and quality control assured by local state boards ?

And subsidize the education of medical personnel in exchange for them participating ?

-F

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Saturday, May 16, 2009 2:19 AM

BADKARMA00


Quote:

Originally posted by rue:
"And, as I said, my point was that regardless of how it came to be in the shape it's in now, it's not set up to manage healthcare for the whole country."

So why not reconfigure it ? And fund it adequately ?



***************************************************************

Silence is consent.



--------------

Honestly? I've seen how things tend to work out these days when 'gubermint' 'reconfigures' anything. It usually leaves the most needy, and most deserving, out in the cold. Sure, we get an official 'our bad' later on, but that's small comfort to those who go without.

I still think that the best option is opening the federal employee insurance plan up to everyone who doesn't have insurance. It's a nationwide network, already, since it has to cover employees around the nation.



Bad_karma
Great and Exalted Grand Pooba, International Brotherhood of Moonshiners, Rednecks, and Good Old Boys.

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Saturday, May 16, 2009 2:27 AM

BADKARMA00


Quote:

Originally posted by Fremdfirma:
Why not merge both systems into an integrated, unified whole with proper funding and quality control assured by local state boards ?

And subsidize the education of medical personnel in exchange for them participating ?

-F



-----------------------

I've thought about that, too. I'd like to see it myself. An idea I had a few years ago was similar, in that young doctors and nurses would get reimbursement for their education on a year for year basis by serving on the staff of the local health department clinic, and anyone without insurance could see them, with payment based on what the person makes.

It's not only a way to get affordable healthcare for the uninsured, but also a way for those who can't afford medical school to become doctors or nurses. There are a lot of very sharp minds out there that we don't, as a people, get the benefit of simply because of the costs of education.

Maybe with the right pressure on the right politicians, we'll see something like that one day. I'd like that.

Also, the idea of rolling medicare in with the Federal employee insurance program isn't something I'd thought of, but it's a good idea. It would eliminate a lot of beauracracy, too. Hell, probably save enough in offices and staff to help pay for a good bit of it, lol.

Which of course means the 'gubermint' would fight it every step of the way. It amazes me how often the 'powers that be' will take the harder, more costly approach to things.

It's like they have this ingrained need to spend more money.

Bad_karma
Great and Exalted Grand Pooba, International Brotherhood of Moonshiners, Rednecks, and Good Old Boys.

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Saturday, May 16, 2009 3:53 AM

GEEZER

Keep the Shiny side up


Quote:

Originally posted by badkarma00:
The simplest way to do this is to open up the Federal Government Employees health care system to everyone, allowing them to pay the same premiums as federal workers. It has nationwide coverage, so it could be applicable to everyone.



There is no Federal Government Employees health care system. Federal employees choose from a number of products offered by private insurance companies, with different rates and coverage, and the government pays about 3/4 the cost, just like some businesses. The insurers do make pretty good terms available, because they know Federal employees are probably going to stay with them for a long time and because they are paid through payroll deduction, not monthly checks.

Here's the site.
http://www.opm.gov/insure/health/

Here's the rates, showing employee and government contributions.

http://www.opm.gov/insure/health/rates/nonpostalffs2009.pdf



"Keep the Shiny side up"

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Saturday, May 16, 2009 4:25 AM

KWICKO

"We'll know our disinformation program is complete when everything the American public believes is false." -- William Casey, Reagan's presidential campaign manager & CIA Director (from first staff meeting in 1981)


Quote:

BadKarma:

I've thought about that, too. I'd like to see it myself. An idea I had a few years ago was similar, in that young doctors and nurses would get reimbursement for their education on a year for year basis by serving on the staff of the local health department clinic, and anyone without insurance could see them, with payment based on what the person makes.



I've been thinking about some sort of system like this for pretty much ALL professional fields, based more or less on the Army's ROTC program. In short, we pay for your schooling and degree, and you agree to work for us for a term of years at a (slightly) reduced rate relative to the average salary paid for that position.

In other words, a company like Dell pays for me to go to school and get my software engineering degree, and in return I agree to work for Dell for, say, five years upon graduation, at 80% of the average starting salary for that position in that location.

I know there are some who will call it "indentured servitude" and I understand the sentiment, but in this day and age, you're not getting a college degree without some help from somewhere. I know I'd gladly pay 4 or 5 years of my work life to get a degree.

Just something to ponder...

Mike

Build a man a fire and he'll be warm for a day...
Set a man on fire and he'll be warm for the rest of his life.

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Saturday, May 16, 2009 4:52 AM

RUE

I have a vote and I'm not afraid to use it!


"Federal employees choose from a number of products offered by private insurance companies ...."

And that is the biggest problem. That same set of private insurers who offer good rates and decent policies to federal employees - is the same set of insurers that leaves 40% of everyone else with no coverage at some point during the year. It's called 'cherry picking'. If they HAD to offer coverage to everyone, you'd see those good rates and good policies disappear. Because they would need to do that in order to matain their excessively high profit margins.

The health insurance industry has already agreed to give up 2 TRILLION in profit - and STILL maintain what they call a 'healthy' profit margin.
How much have they been ripping people off all this time ?

How MANY people died or became permanently disabled so that industry could be even more obscenely profitable ?

And those are the people you would trust your health care to ?

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