GENERAL DISCUSSIONS

Imponderables: Ball And Chain

POSTED BY: NVGHOSTRIDER
UPDATED: Tuesday, August 19, 2008 05:03
SHORT URL:
VIEWED: 11380
PAGE 2 of 3

Wednesday, August 13, 2008 8:47 AM

AIKO


"Good Morning"... is an oxymoron!

Heh... good morning for me is when I get to sleep in AND actually feel rested (alot of times I oversleep, making me feel tired), eat some pizza for breakfast AND not screw up on the microwave time (I can never remember just how long it takes to cook pizza, so I'm eternally guessing), read a good book that I'm actually in the mood to read while eating, instead of just reading whatever, and then come to the comp and finding people actually in the chat and feeling chatty instead of being dead, and fff.net buzzing with interesting posts with plenty for me to respond to. Also if I can pinpoint the song that I *actually* want to listen to... yeah, that's my perfect morning. lolz, yes I AM picky

NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Wednesday, August 13, 2008 11:36 AM

MSB


Cold pizza breakfast...cold chinese breakfast whatever it's all good:)

____________________________________________

Love doesn't make the world go 'round; love is what makes the ride worthwhile.

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Wednesday, August 13, 2008 12:02 PM

ZEEK








no it's not

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Wednesday, August 13, 2008 12:31 PM

MAGDALENA

"No power in the 'verse can stop me!"


Quote:

Originally posted by MSB:
Ok that's it... the Imponderables officially declares Saturday as "Drink Martinis Naked Day".



Not me... I live with my boss... and her kids...

No, no naked martinis here in Kent!

'Course when I'm in Boston...


Sorry - I don't have time to read it all, I am heading to bed... again! I am sleepy and I have to get up early tomorrow as the kids are here and my employer has to go to an early meeting! I love my job, though, so it's fine!

Love and hugs all!


CPT Magda Martin, CO of India Co. (Australasia)
www.myspace.com/lady_magdalena
www.crazypurplewombat.blogspot.com
www.facebook.com/profile.php?id=603506986

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Wednesday, August 13, 2008 12:48 PM

MSB


HUGS and HUGS and HUGS Magda:)


____________________________________________

Love doesn't make the world go 'round; love is what makes the ride worthwhile.

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Thursday, August 14, 2008 4:42 AM

MSB


bumpin for the morning:)

____________________________________________

Love doesn't make the world go 'round; love is what makes the ride worthwhile.

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Thursday, August 14, 2008 4:47 AM

ZEEK


There needs to be some sort of early warning system for when people are going to bring in breakfast food to work. 2nd breakfast down. *Zeek fulllll*

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Thursday, August 14, 2008 6:54 AM

NVGHOSTRIDER


I LOve 2nd Breakfast!!

+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
Being an artist means not having to avert one's eyes.
-Akira Kurosawa

NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Thursday, August 14, 2008 7:12 AM

GORRAMGROUPIE




'Who are you and how did you get in here?' 'I'm a locksmith. And, I'm a locksmith.'
Police Squad

NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Thursday, August 14, 2008 7:23 AM

RIVERISMYGODDESS


*glomps Magda*

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Thursday, August 14, 2008 7:34 AM

MSB


Jimi hi how are you sweety HUGS

Ah 2nd breakfast ever so nice...now try not to slip into a food coma Zeek

NV



____________________________________________

Love doesn't make the world go 'round; love is what makes the ride worthwhile.

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Thursday, August 14, 2008 8:30 AM

ZEEK


Quote:

Originally posted by MSB:
Ah 2nd breakfast ever so nice...now try not to slip into a food coma Zeek


*drools while passed out on desk*

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Thursday, August 14, 2008 8:42 AM

GORRAMGROUPIE


Quote:

Originally posted by Zeek:
Quote:

Originally posted by MSB:
Ah 2nd breakfast ever so nice...now try not to slip into a food coma Zeek


*drools while passed out on desk*



^See above pic

'Who are you and how did you get in here?' 'I'm a locksmith. And, I'm a locksmith.'
Police Squad

NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Thursday, August 14, 2008 10:31 AM

NVGHOSTRIDER


Man, quiet day. So much to do but so little motivation.

+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
Being an artist means not having to avert one's eyes.
-Akira Kurosawa

NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Thursday, August 14, 2008 11:20 AM

ZEEK


Quote:

Originally posted by nvghostrider:
Man, quiet day. So much to do but so little motivation.


I agree with everything about this post.

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Thursday, August 14, 2008 11:32 AM

NVGHOSTRIDER


I keep thinking about my plan to make money before D*C and how much it sucks. As it sets I have enough money for everything I need to do but the business I've been doing is paying, barely. I've had about a 2% profit margin and it is just not satisfying. Just impatient and can't wait to get more stuff sold.

Too much stuff and too little time.

Anyone looking for paintball stuff?

+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
Being an artist means not having to avert one's eyes.
-Akira Kurosawa

NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Friday, August 15, 2008 4:50 AM

ZEEK


Hooray it's Friday! Now can it be the end of Friday please?

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Friday, August 15, 2008 5:14 AM

NVGHOSTRIDER


It is almost here. Busy weekend (kinda) but definately want to sleep in tomorrow. Am I capable? Time will tell.

+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
Being an artist means not having to avert one's eyes.
-Akira Kurosawa

NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Friday, August 15, 2008 6:17 AM

MSB


Oh yes ...sleeping in is the best:)

Wow yesterday was slow...



____________________________________________

Love doesn't make the world go 'round; love is what makes the ride worthwhile.

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Friday, August 15, 2008 6:21 AM

NVGHOSTRIDER


Does that make today slooooow?

+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
Being an artist means not having to avert one's eyes.
-Akira Kurosawa

NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Friday, August 15, 2008 7:41 AM

GORRAMGROUPIE


Quote:

Originally posted by nvghostrider:
Does that make today slooooow?

+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
Being an artist means not having to avert one's eyes.
-Akira Kurosawa



No, it makes today slooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooow!

'Who are you and how did you get in here?' 'I'm a locksmith. And, I'm a locksmith.'
Police Squad

NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Friday, August 15, 2008 8:44 AM

ZEEK


Fine I'll get the ball rolling on a ponder that has plenty of potential to explode into argument.

Ponder: Is Zeek pure evil?
Reason: A really nice lady at work found out this week that her sister has cancer and it's apparently in an advanced stage. The sister has no health insurance because she runs her own wallpapering "business" it's really just her. Anyway she's all upset that there isn't some free healthcare to take care of her and get her surgery and everything. To me that's the risk she was running. She took a job she enjoyed but didn't afford health care. She was saying her own happiness was worth more than her health to her and now it's time to pay the piper. I don't deny that it's sad, but it's the way the world works. If I didn't want to be financially secure I certainly wouldn't work a job that takes up as much of my time and effort as the one I work now. I just think it's BS to say that there should be free healthcare to take care of this lady.

Am I evil for thinking that?

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Friday, August 15, 2008 9:38 AM

MSB


Um ok then I must be evil too..'cause there are several companies out ther that ofer reasonable ( about $75-100 a month) health insurance to self employed and temporarily uninsured. I know 'cause I am using one right now to cover the gap between my last job's insurance ending and my new job's insurance starting. If I had chosen to not get temp health insurance and I got sick, I'd think it was my own supid fault for not getting insurance. So while it's really sad this woman is sick, she could easily have procured insurance for herself while she worked her own business. She made the choice not to get insurance and that sucks for her... I am not unsympathetic , but it's a bit like people who get a job without retirement benefits and don't put anything into savings or into a 401K and then getting all upset that they don't have retirement...( note to all even if it's like $20 a month start a 401K right now!!!)

However I do think this country needs to get on the universal health care wagon.. it's ridiculous that we have to choose to work unfulfilling jobs, or sacrafice huge chunks of our paychecks in order to take care of basic needs like medical care. Every other civilized country has universal health care and yes their taxes are higher, but hey if you consider how much it costs employers to provide benefits and how much workers pay for them, it'd even otu right quick:) Plus those snotty insurance companies wouldn't be raking in billions per year ( almost as irritating as watching the record profits of the oil companies increase every quarter)

____________________________________________

Love doesn't make the world go 'round; love is what makes the ride worthwhile.

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Friday, August 15, 2008 10:24 AM

NVGHOSTRIDER


Well, evil or not. I just want to eat lunch.

ADD: Had to explain to one of our boys the reasons why sexual comments and getures are not acceptable within the shelter. Really sucks when you have to tell a kid that statistically half the girls under the age of 15 later report that they were sexually molested or assaulted by this age. I did like telling him about the guys in PC ward and how they, if put in general population are favorites with their cellies.

Say it with me now... bitch.

+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
Being an artist means not having to avert one's eyes.
-Akira Kurosawa

NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Friday, August 15, 2008 11:04 AM

MSB


Ah the joys of your job ( and mine come to think of it as I just set up a training for dealing with kids who masturbate in class)

Note don't tell them it's a bathroom only activity as they will ask to be excused and never come back

____________________________________________

Love doesn't make the world go 'round; love is what makes the ride worthwhile.

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Friday, August 15, 2008 11:15 AM

ZEEK


Quote:

Originally posted by MSB:
Ah the joys of your job ( and mine come to think of it as I just set up a training for dealing with kids who masturbate in class)

Note don't tell them it's a bathroom only activity as they will ask to be excused and never come back


lol Seriously? Kids these days. I tell ya if a kid was caught doing that in my gradeschool they'd never live it down. That would be the #1 thing everyone knew about them until graduation.

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Friday, August 15, 2008 11:18 AM

AIKO


*echos MSB*

Quote:

Originally posted by MSB:
Um ok then I must be evil too..'cause there are several companies out ther that ofer reasonable ( about $75-100 a month) health insurance to self employed and temporarily uninsured. I know 'cause I am using one right now to cover the gap between my last job's insurance ending and my new job's insurance starting. If I had chosen to not get temp health insurance and I got sick, I'd think it was my own supid fault for not getting insurance. So while it's really sad this woman is sick, she could easily have procured insurance for herself while she worked her own business. She made the choice not to get insurance and that sucks for her... I am not unsympathetic , but it's a bit like people who get a job without retirement benefits and don't put anything into savings or into a 401K and then getting all upset that they don't have retirement...( note to all even if it's like $20 a month start a 401K right now!!!)

However I do think this country needs to get on the universal health care wagon.. it's ridiculous that we have to choose to work unfulfilling jobs, or sacrafice huge chunks of our paychecks in order to take care of basic needs like medical care. Every other civilized country has universal health care and yes their taxes are higher, but hey if you consider how much it costs employers to provide benefits and how much workers pay for them, it'd even otu right quick:) Plus those snotty insurance companies wouldn't be raking in billions per year ( almost as irritating as watching the record profits of the oil companies increase every quarter)



Bout all I have to say about the ponder... lolz

NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Friday, August 15, 2008 11:21 AM

MSB


Zeek sweety once again I remind you I consult for Special Ed... these aren't your average kids in a regular class. ( but yes were they regular kids that would definiately be their nickname forever.. ooh look there's "Shaking Hands with Shorty"



____________________________________________

Love doesn't make the world go 'round; love is what makes the ride worthwhile.

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Friday, August 15, 2008 12:04 PM

ZEEK


Is it self defense to tear someone's head off when you ask them if they took care of the issue you emailed them about a week ago and they say, "Oh I think I deleted that without reading it. Was I supposed to do something?"? He's threatening my sanity. Isn't that a good enough self defensish reason? "Oops well if you forward that to me I can do the 5 second task now...too bad you still have to rerun a bunch of programs that will take hours and make you work late on a Friday cause I was a jackass." *&#^$%#

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Friday, August 15, 2008 12:24 PM

MSB


Hmm well I can see being really irriated. From now on mark your emaisl urgent and priority and do that task attached thingy that turns them red..plus put on a return receipt thing and cc his boss! That should do it:) HUGS Mind you that'll take a minute, but at least then if he doesn't do it you can be justifiably homicidal ( but I hate to tell you most people are that stupid/self involved/ incompetent)

____________________________________________

Love doesn't make the world go 'round; love is what makes the ride worthwhile.

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Saturday, August 16, 2008 2:46 PM

MSB


bumpin 'cause it's been a good Saturday of relaxing...

____________________________________________

Love doesn't make the world go 'round; love is what makes the ride worthwhile.

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Saturday, August 16, 2008 8:30 PM

NVGHOSTRIDER


Hells yes!!!

Saturday rocks the socks!!!

+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
Being an artist means not having to avert one's eyes.
-Akira Kurosawa

NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Sunday, August 17, 2008 5:14 PM

FREELANCERTEX


YAY SUNDAY NIGHT!!! wait, that means tomorrow's monday, ew. ><

wait, what am i saying? i have nothing to do XD LOLZ


NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Monday, August 18, 2008 1:25 AM

EMMARIGBY


Eeew! Mondays are evil!

Interesting health care ponder.

We tend to take the National Health Service for granted in the UK, and bitch about it when it is slow/ dirty/ not very advanced, but I have to say I am glad we have it. Even if it does take a bite out of my pay cheque, it's just one less thing to worry about! I would so be one of those people who forgets to renew and then get into trouble.

___________________
Hissssssssss!

NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Monday, August 18, 2008 1:31 AM

MAGDALENA

"No power in the 'verse can stop me!"


Quote:

Originally posted by nvghostrider:
...So much to do but so little motivation.



What he said...

*Glomps Jimi bear*

{{{{{{HUGS}}}}}} MsB & NVG!!

Got to run now... with no energy - this will be interesting!

P.S. I haven't had chiropractic treatment for 5 months and my headaches are starting to return... I need a chiropractor who doesn't charge about twice what my chiro in Melbourne used to charge!


CPT Magda Martin, CO of India Co. (Australasia)
www.myspace.com/lady_magdalena
www.crazypurplewombat.blogspot.com
www.facebook.com/profile.php?id=603506986

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Monday, August 18, 2008 2:52 AM

FREELANCERTEX


a chiropractor for...headaches?? theres one i havent heard *gives mags some advil just in case*


NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Monday, August 18, 2008 5:09 AM

ZEEK


*Zeek cranky*

Hello Mr. Zeek,

You're the owner of some crappy tool. We're going to be upgrading some shit on the server that your crappy tool lives on. You're going to need to get up at 4 effing 15 effing am Sunday and verify that your crappy tool still works after the upgrade. Have a shitty Sunday. :-)


4 effing 15 effing am
Hello Mr. Zeek,

We're experiencing some delays with our server upgrade. Testing will resume in an hour OR A BIT MORE.

6 effing am
Zeek: Hello? Anybody? WHAT'S GOING ON!?!!
Oh hello Mr. Zeek,

We're experiencing some delays. We should be ready to test in about a half hour.

7 effing am
Zeek: Um? Are we testing yet?
Oh yeah Mr. Zeek,

We're experiencing some delays. We are in the final step of our upgrade prceedure. We should be ready to test in about a half hour.

8 effing am
Hello Mr. Zeek,

We are ready for testing of crappy tools.

8:05 effing am
Zeek: My tool still works. DIAF please.

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Monday, August 18, 2008 5:45 AM

NVGHOSTRIDER


Good morning peoples.

Had to change a tire on the Jeep this morning 'cause some (can't think of any other derrogatory name other than F-A-G) person didn't poloce their brass. There was a 7.62x39 (commonly used in AK's like the one I had) cartridge stuck in the left rear tire. I did learn where the jack and such is for the Jeep so at least it was a learning experience.

That is to good thing about machines Zeek. We can cuss them until the end of time and can never be charged with abuse. Now if we could only abuse the dumb asses who screw them up.

+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
Being an artist means not having to avert one's eyes.
-Akira Kurosawa

NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Monday, August 18, 2008 6:44 AM

RUGBUG


Quote:

Originally posted by MSB:
Um ok then I must be evil too..'cause there are several companies out ther that ofer reasonable ( about $75-100 a month) health insurance to self employed and temporarily uninsured. I know 'cause I am using one right now to cover the gap between my last job's insurance ending and my new job's insurance starting. If I had chosen to not get temp health insurance and I got sick, I'd think it was my own supid fault for not getting insurance. So while it's really sad this woman is sick, she could easily have procured insurance for herself while she worked her own business.



Hate to be the voice of dissent, but getting an individual policy is nothing like getting a temporary policy. A temporary policy doesn't go through underwriting the way an individual policy does. A single maintenance prescription or any type of on-going issue, no matter how insignificant issue (allergies, anyone?) will exclude you from getting an individual policy. It really isn't an easy process.

I've seen situations like the one Zeek mentioned happen a lot. It really is unfortunate, but it's not always avoidable. Sure, this person could've possibly found an employer that offered health benefits, but even small employers are struggling to keep health and welfare programs in place. A lot of them are having to cancel their programs because they can't afford even the required minimum percentage of the premium payment.

***************
"The power of accurate observation is commonly called cynicism by those who have not got it." - George Bernard Shaw

NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Monday, August 18, 2008 7:22 AM

MSB


Rugbug ( and FMF since she asked)

Assurant Health individual policy for ages 25-45 is $110 per month for complete coverages... check it out:)

Anyway- yes stupid people who don't police their brass have flattened the Jeep's tire ( poor Mavis)

10 days til D*C:)

sorry was tired enough to have a small iced mocha and am now very very energetic ( will pay for this later with extreme sluggishness, but I have to get this database finished by 1pm

Oh and I have lunch in my Serenity lunchbox today.. oh happy day

NV ( who changed the tire super quickly and was so sweet abotu being late to work to solve my problems)

HUGS Rugbug...yeah see this is why though i think the woman should have been better prepared and all, I really htink we need national health 'cause no one should have to choose between health care and paying bills...



____________________________________________

Love doesn't make the world go 'round; love is what makes the ride worthwhile.

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Monday, August 18, 2008 8:47 AM

RUGBUG


Quote:

Originally posted by MSB:
Rugbug ( and FMF since she asked)

Assurant Health individual policy for ages 25-45 is $110 per month for complete coverages... check it out:)



It may be inexpensive...that doesn't mean someone can qualify for it. Individual plans are notoriously hard to qualify for. You must be in near perfect health. The underwriting process is extensive and there are three tiers of risk that are acceptable. The price above is no doubt for the best risk category. If you are on a maintenance type medication, you will be flat out denied.

If someone is self-employed in an industry that has a trust, they may be able to be a part of that trust and get insurance through them. Otherwise, they better hope they are HEALTHY and can make it through underwriting.

Quote:

HUGS Rugbug...yeah see this is why though i think the woman should have been better prepared and all, I really htink we need national health 'cause no one should have to choose between health care and paying bills...


Better prepared may or may not have played into this scenario. It's possible that even if she was better prepared, she still wouldn't have qualified. I talk to many people every week who are taken in by the rates they hear for individual coverage. They would rather pay $87/month over the $200 or so that pay for group coverage. 'course that is before they go through individual underwriting and are either rated up or denied. Group cover is much more extensive than individual, doesn't usually carry the same exclusions and limitations not to mention deductible issues.

***************
"The power of accurate observation is commonly called cynicism by those who have not got it." - George Bernard Shaw

NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Monday, August 18, 2008 9:04 AM

MSB


Yeah it defintiely sucks... we so need universal health care.. Assurant isn't as picky about the pre-exisitings 'cause they insured my sis in law and she has MS ( it was a bit more expensive, but they did it)

Health care bites... and like I said no one should have to choose between bills and going to the doctor.

____________________________________________

Love doesn't make the world go 'round; love is what makes the ride worthwhile.

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Monday, August 18, 2008 10:42 AM

RUGBUG


Quote:

Originally posted by MSB:
Assurant isn't as picky about the pre-exisitings 'cause they insured my sis in law and she has MS ( it was a bit more expensive, but they did it)



Wowzers. I took a look at those plans and let's just say they are crap. The least expensive plan for me is $180.41/month and has a $3500 deductible (everything, including office visits, is subject to the deductible which means you really have no coverage until you hit that deductible), it has a 50% co-insurance (um, ouch), and the OOP is $5500, so with the 50% co-insurance, you should pretty much plan on paying $5500 a year + the $180/month premium.

To make this plan even slightly resemble a group plan, it would cost around $465.60/month (similar to or more expensive than a group plan premiums and that still has a maternity exclusion). That doesn't even bring up if there are enough providers in your area to keep you on the 'in-network' benefit level. I can tell you without a doubt that Assurant does not have a provider panel in this area.

Yes, it's coverage, but it's crappy coverage, in my professional and not-so-humble opinion. Sorry to get all tetchy about it, but it's what I do all day long and to say someone could get coverage cheaply is really selling the situation short.

***************
"The power of accurate observation is commonly called cynicism by those who have not got it." - George Bernard Shaw

NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Monday, August 18, 2008 11:01 AM

MSB


Wow you are much better at research than I am Rugbug ( of course you're a pro) yeah it's crappy, but if there's nothing else available it's a possible alternative to COBRA ( which is hideously expensive to the tune of ...if memory serves $758 per month which is what I meant by cheaply... not that Assurant was cheap, just that it was tons cheaper than alternatives) Still all in all it's not good no matter what. Even if you have an employer with insurance it's still costing you and your employer tons of money for a service you use infrequently... we really need national health care



____________________________________________

Love doesn't make the world go 'round; love is what makes the ride worthwhile.

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Monday, August 18, 2008 11:33 AM

FREELANCERTEX


holy shit, does anyone know anything about Hondas? srsly, i need someone with expertise @_@


NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Monday, August 18, 2008 11:37 AM

ZEEK


I still worry about national healthcare too. Don't you think the government will regulate costs to death and make is so that the hospitals struggle to make money? I pretty much imagine our healthcare system taking a turn to be like our education system. Not enough money to provide good service.

If the money dries up then the gifted people will find a different profession to pursue and we'll be stuck with lack luster medical care for all. That doesn't seem like a good alternative either.

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Monday, August 18, 2008 12:17 PM

NVGHOSTRIDER


I have resources. What's up FLT?

+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
Being an artist means not having to avert one's eyes.
-Akira Kurosawa

NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Monday, August 18, 2008 12:28 PM

FREELANCERTEX


well, for a while the AT control unit has been wonky, randomly shutting itself off so i have to shift manually, which wasnt a problem, except when it stopped shifting into third and fourth every time it shut off. so we (me and the bf) got a new unit, and we just put it in today. transmission now works fine, shifts on its own, but the D4 light doesnt stay steady on like its supposed to, it blinks constantly. we can't figure out why it's blinking.
tried shorting the little whatchathing plug near the comp, which allows the comp to output an error code, and it gives us an error code 10 and the check engine light comes on (note, check engine light is OFF when the car is just running, no code check).
now error code 10 means the temperature sensor is bad, but that has nothing to do with the transmission, which should be the only reason the D4 light blinks at all when the car is running. so we're stumped. :-P
*huggs NV*


NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Monday, August 18, 2008 12:35 PM

MSB


Well if anyone can figure it out NV can... he's got mad skills when it comes to fixing and building ( very talented in so many ways)

HUSG FLT I am sorry the car's all wonky

Zeek...hmm well at this point we already have lackluster medical care 'cause most people can't afford it and the medicare system is bogging down. I think what it'll do is drive down med school costs and eventually even out. Sure it won't be Costa Rica, but hey England's nice( or at least better than what we have now)



____________________________________________

Love doesn't make the world go 'round; love is what makes the ride worthwhile.

NOTIFY: N   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

Monday, August 18, 2008 12:40 PM

RUGBUG


MSB, I was curious because what I know of individual insurance tells me it's may be cheap...but if so, it's not good coverage.

And yes, COBRA can be expensive, especially when someone is used to an employer picking up a hefty sum of the premium. Realizing that while you paid $300 for family coverage, your employer paid $1000 for you to have that coverage and ythat ou'll be expected to pay the full $1300 plus a 2% or 10% (based on group size) administration fee while on COBRA, can be schocking.

Quote:

Originally posted by Zeek:
I still worry about national healthcare too. Don't you think the government will regulate costs to death and make is so that the hospitals struggle to make money? I pretty much imagine our healthcare system taking a turn to be like our education system. Not enough money to provide good service.

If the money dries up then the gifted people will find a different profession to pursue and we'll be stuck with lack luster medical care for all. That doesn't seem like a good alternative either.



I'm not completely sure what a nat'l healthcare system would look like, but I would guess that there would be a bigger line drawn in the healthcare sand. Right now, if you are insured, you can get just about any kind of (traditional) treatment. For example, my boss' 92 year-old MIL would had surgery for brain cancer. I think stuff like that will stop. 92 and they're doing brain surgery because 'why not, it's paid for.' America is so afraid of death we've gone above and beyond providing realistic healthcare. I think guidelines would become stricter. I wouldn't mind seeing that. Have knee problems and weigh 300 lbs? Maybe try dieting before you do the knee replacement. High blood pressure, high cholesterol, etc...same thing. (and this is coming from someone medicated for high cholesterol...I have significant genetic markers and diet did little (brought it down about 10 points...to just under 400 ). I think the responsibility for being as healthy as possible will be put back in the hands of the people. I'm all for personal responsibility.

One of the biggest problems with universal healthcare is that urgent issues are handled well, but elective situations (knee replacement, etc) often face significant waits. MUCH longer than we do here.


***************
"The power of accurate observation is commonly called cynicism by those who have not got it." - George Bernard Shaw

NOTIFY: Y   |  REPLY  |  REPLY WITH QUOTE  |  TOP  |  HOME  

YOUR OPTIONS

NEW POSTS TODAY

USERPOST DATE

OTHER TOPICS

DISCUSSIONS
Here's how it was.....Do you remember & even mourn the humble beginnings?
Mon, November 18, 2024 09:38 - 13 posts
Where are the Extraterrestrial Civilizations
Sat, November 16, 2024 20:08 - 54 posts
Serenity Rescued by Disney!
Fri, November 15, 2024 00:31 - 5 posts
What is your favourite historical or war film/television show???
Fri, November 8, 2024 07:18 - 37 posts
When did you join poll?
Tue, November 5, 2024 04:28 - 69 posts
Bad writers go on strike, late night talk is doomed
Mon, November 4, 2024 17:34 - 21 posts
Joss was right... Mandarin is the language of the future...
Mon, November 4, 2024 09:19 - 34 posts
Best movie that only a few people know about
Mon, November 4, 2024 07:14 - 118 posts
Halloween
Sun, November 3, 2024 15:21 - 43 posts
Teri Garr, the offbeat comic actor of 'Young Frankenstein' has died
Thu, October 31, 2024 20:20 - 5 posts
Poetry in song
Sat, October 26, 2024 20:16 - 19 posts
WHY DID THEY CANCEL THIS??? *FIREFLY* Ep 14 Reaction Movie Night with Jacqui Episode -1-14 Reaction
Thu, October 24, 2024 00:04 - 14 posts

FFF.NET SOCIAL