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REAL WORLD EVENT DISCUSSIONS
Look for a new offensive by the Obamabots - Callilng cancellation notices ' renewal ' notices, instead.
Thursday, November 21, 2013 9:00 PM
AURAPTOR
America loves a winner!
Quote: On Friday, Rep. Sheila Jackson Lee, the Texas Democrat once dubbed the "Congressional Boss from Hell," told the National Review Online that the millions of cancellation notices sent out by insurance companies are lies. “The cancellation notice was not the truth,” she said. “It should have been: ’We intend to or expect to modify your insurance.’” Cancellations, she explained, is what happens “when you don’t pay your premium, or something has happened in the bad old days.” But, she added, that's not what's happening with the notices that have been sent to millions of Americans. “A cancellation notice was the inappropriate document to send without notice,” she added. “All they had to do is (say) that, ‘This is a notice to say that we’re going to improve your insurance, not, in essence, eliminate your insurance.’”
Thursday, November 21, 2013 9:06 PM
M52NICKERSON
DALEK!
Quote:Originally posted by AURaptor: Straight out of Orwell's ANIMAL FARM, the Left has decided the only way to win is... to lie.
Thursday, November 21, 2013 9:11 PM
Thursday, November 21, 2013 9:15 PM
Thursday, November 21, 2013 9:19 PM
Quote:Originally posted by m52nickerson: Guess what, a single Democrat from Texas does not equal "the left". I do not fear God, I fear the ignorance of man.
JONGSSTRAW
Quote:Originally posted by AURaptor: Straight out of Orwell's ANIMAL FARM, the Left has decided the only way to win is... to lie. Specifically, change the meanings of words, so much so, that they're going to tell us all that what we see with our own eyes isn't what we see at all. Quote: On Friday, Rep. Sheila Jackson Lee, the Texas Democrat once dubbed the "Congressional Boss from Hell," told the National Review Online that the millions of cancellation notices sent out by insurance companies are lies. “The cancellation notice was not the truth,” she said. “It should have been: ’We intend to or expect to modify your insurance.’” Cancellations, she explained, is what happens “when you don’t pay your premium, or something has happened in the bad old days.” But, she added, that's not what's happening with the notices that have been sent to millions of Americans. “A cancellation notice was the inappropriate document to send without notice,” she added. “All they had to do is (say) that, ‘This is a notice to say that we’re going to improve your insurance, not, in essence, eliminate your insurance.’” http://www.examiner.com/article/sheila-jackson-lee-insurance-cancellation-notices-are-lies It's clear that SJL didn't come up w/ this clear act of subterfuge all on her own. In fact, Barry himself called together a cadre of Leftist newsies , like Matthews and Juan Willaims, etc... Why ? It seems they want to repackage his O-Care disaster and spin it any way possible. One idea... calling the cancellation notices ' renewal " notices. Seriously folks... this is Cardassian torture tactis , straight up. THERE ARE FOUR LIGHTS !!!!
Thursday, November 21, 2013 9:24 PM
Thursday, November 21, 2013 9:34 PM
Quote:Originally posted by JONGSSTRAW: It doesn't matter. Obama and Obamacare are too far gone to come back. Next year when the Employer policies get cancelled by the tens of millions, all hell will break loose .... just about election time.
Thursday, November 21, 2013 9:49 PM
Quote:Originally posted by m52nickerson: Quote:Originally posted by JONGSSTRAW: It doesn't matter. Obama and Obamacare are too far gone to come back. Next year when the Employer policies get cancelled by the tens of millions, all hell will break loose .... just about election time. They will get cancelled and replaced with new plans...which happens a lot for group insurance. I do not fear God, I fear the ignorance of man.
Friday, November 22, 2013 8:36 AM
Quote:Originally posted by AURaptor: " If you like your plan, you can keep your plan. Period. "
Friday, November 22, 2013 10:13 AM
BIGDAMNNOBODY
Quote:Originally posted by M52NICKERSON: That is unless your insurance company decides to drop you.
Friday, November 22, 2013 11:16 AM
STORYMARK
Friday, November 22, 2013 12:11 PM
NIKI2
Gettin' old, but still a hippie at heart...
Quote:In April 1999, Bruce and Wanda Chambers—the owners of their own financial planning business—bought health insurance coverage for themselves and their daughter at a monthly premium of $388. In March of 2000, Mrs. Chambers was diagnosed with Type II diabetes. In less than a one-and-a-half-year period, the family received three notices of premium increases; the final monthly premium was $655 a month. The Chamberses could no longer afford to continue this coverage. They decided to search for a new insurance company that would offer affordable coverage. The Chamberses did not anticipate, however, the 18-month battle ahead. After a string of bad experiences with unauthorized plans, high out-of-pocket payments, and coverage denials from companies who refused to offer their family coverage because of Wanda’s illness, the Chamberses finally obtained a policy with a reputable company. But this happy ending occurred only after Mrs. Chambers obtained a second job with a real estate company that offered her coverage with a group plan. If their original insurance company had not exorbitantly raised premium rates, the family could have avoided their saga altogether. The Chamberses’ story and others like it demonstrate the need for regulation of health insurance premium increases. State and federal laws prevent insurers from canceling health insurance coverage when people become sick and/or make medical claims—a practice that, if allowed, would defeat the very purpose of having health insurance as protection against unexpected illness. However, some insurers try to circumvent these laws by raising premiums so high that people drop their coverage. http://www.familiesusa.org/assets/pdfs/Rate_Hikes_Revised_Feb_2003ca7a.pdf
Quote:There is only one reason why healthy consumers pay for insurance: they expect to have financial help if they are unlucky and get sick some time in the future. If health insurance could be canceled or premiums dramatically increased whenever people used their coverage, why would any of us buy health insurance? In order to increase their profits, health insurers try to maximize the number of people who will pay premiums but submit few claims and to minimize the number who will make substantial claims. That is, they want to “cherry pick” the healthiest people and avoid covering people who are sick. While insurers strive to bet on customers that will stay healthy, consumers purchase health insurance anticipating that they will need coverage at some time in the future. Insurers play this betting game with very few rules. First, insurers may not have to bet at all—that is, they do not have to offer insurance coverage to people they believe have a higher probability of needing health care in the future. Secondly, insurers control the size of the bet. Insurers can hedge their bets by charging very high premiums that will cover the cost of any future medical care; in some cases, the premiums are so high that the coverage is unaffordable. Doubling or tripling premiums for individuals who have become forces the insured person or group to drop the policy. The result is the same as when the insurance company refuses to renew or cancels coverage.
Friday, November 22, 2013 12:44 PM
Quote:Originally posted by Storymark: Lord knows insurance companies are kind-hearted, altruistic endeavors... Jesus.
Friday, November 22, 2013 4:38 PM
Quote:Originally posted by BIGDAMNNOBODY: Quote:Originally posted by Storymark: Lord knows insurance companies are kind-hearted, altruistic endeavors... Jesus. Granted. Please provide a cite to prove that all people being dropped can be attributed solely to the mean old insurance companies and not to changes made by the ACA.
Friday, November 22, 2013 5:40 PM
WHOZIT
Friday, November 22, 2013 8:05 PM
Quote:Originally posted by M52NICKERSON: Quote:Originally posted by AURaptor: " If you like your plan, you can keep your plan. Period. " That is unless your insurance company decides to drop you. I do not fear God, I fear the ignorance of man.
Saturday, November 23, 2013 10:35 AM
Quote:Originally posted by Niki2: It doesn't matter. Obama and Obamacare are too far gone to come back." That's a keeper. Obama's not "gone"--sorry--until his term is over; Obamacare is far from "gone", people are signing up daily and, hate to remind you, but it's the law of the land. But I've saved that one, we'll remind you of it down the line. "And why would your insurance company decide to drop you?" Good question. Let's see: --If you contract an illness or suffer an accident that cost them too much profit…oh, wait, they can't do that any more. --If they find out you had a hangnail, which they call a "pre-existing condition"…oh, wait, they can't do that anymore. --If you get sick and they raise your premiums so high you can't pay them…oh, wait, they can't do that anymore. --If they're not making enough profit on your particular policy that they cancel the entire policy and replace it with a more expensive one…oh, yeah, that's the one that works now. Remember how it used to be?Quote:In April 1999, Bruce and Wanda Chambers—the owners of their own financial planning business—bought health insurance coverage for themselves and their daughter at a monthly premium of $388. In March of 2000, Mrs. Chambers was diagnosed with Type II diabetes. In less than a one-and-a-half-year period, the family received three notices of premium increases; the final monthly premium was $655 a month. The Chamberses could no longer afford to continue this coverage. They decided to search for a new insurance company that would offer affordable coverage. The Chamberses did not anticipate, however, the 18-month battle ahead. After a string of bad experiences with unauthorized plans, high out-of-pocket payments, and coverage denials from companies who refused to offer their family coverage because of Wanda’s illness, the Chamberses finally obtained a policy with a reputable company. But this happy ending occurred only after Mrs. Chambers obtained a second job with a real estate company that offered her coverage with a group plan. If their original insurance company had not exorbitantly raised premium rates, the family could have avoided their saga altogether. The Chamberses’ story and others like it demonstrate the need for regulation of health insurance premium increases. State and federal laws prevent insurers from canceling health insurance coverage when people become sick and/or make medical claims—a practice that, if allowed, would defeat the very purpose of having health insurance as protection against unexpected illness. However, some insurers try to circumvent these laws by raising premiums so high that people drop their coverage. http://www.familiesusa.org/assets/pdfs/Rate_Hikes_Revised_Feb_2003ca7a.pdf Once again, the whole purpose of health insurance, and how they've been getting around the "bet" all these years:Quote:There is only one reason why healthy consumers pay for insurance: they expect to have financial help if they are unlucky and get sick some time in the future. If health insurance could be canceled or premiums dramatically increased whenever people used their coverage, why would any of us buy health insurance? In order to increase their profits, health insurers try to maximize the number of people who will pay premiums but submit few claims and to minimize the number who will make substantial claims. That is, they want to “cherry pick” the healthiest people and avoid covering people who are sick. While insurers strive to bet on customers that will stay healthy, consumers purchase health insurance anticipating that they will need coverage at some time in the future. Insurers play this betting game with very few rules. First, insurers may not have to bet at all—that is, they do not have to offer insurance coverage to people they believe have a higher probability of needing health care in the future. Secondly, insurers control the size of the bet. Insurers can hedge their bets by charging very high premiums that will cover the cost of any future medical care; in some cases, the premiums are so high that the coverage is unaffordable. Doubling or tripling premiums for individuals who have become forces the insured person or group to drop the policy. The result is the same as when the insurance company refuses to renew or cancels coverage. It's not that way anymore. The "bet" got just a little bit more fair. Heaven forbid.
Quote:Originally posted by ElvisChrist: Or could it be that you're just a racist cunt?
Saturday, November 23, 2013 10:37 AM
Quote:Originally posted by Storymark: Lord knows insurance companies are kind-hearted, altruistic endeavors... Jesus. "Goram it kid, let's frak this thing and go home! Engage!"
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